Tag: Out Money
529 plans for college investing
Q: My partner and I have two young adopted children. We also both have parents who are fairly well-off and who want...
Creating your retirement checklist
Q: I’m a gay male in my 30s. My parents are nearing retirement but aren’t sure they can afford to retire. I...
Health planning and alternate decisionmakers
Q: I’m a single woman in my 60s. If I was injured and unable to make decisions for myself, how can I...
Retirement savings vs. paying off bills
Q: Should I borrow from my 401(k) plan at work to pay off my mortgage? A: This is a questions I am frequently asked...
Obtaining medical insurance before Medicare
Q: I’m a 60-year-old gay man considering retirement this year. But I’m concerned about obtaining medical insurance when I retire. I know...
Reviewing your credit situation
Q: Can I lower the interest rate on my credit card? A: The simple answer is: It never hurts to ask! A study conducted...
Selling your home in a depressed market
Q: What steps can I take to help me sell my home in a depressed market? A: Many of us have found ourselves...
After the rebound, time to review — and rebalance — your...
Q: My mix of investments has changed so much in the past two years. Not so much because I’ve made changes, but...
Tips for the tax-savvy investor
Q: It seems that every year I always wait until the last minute to think about my taxes. I’m trying to be...
Is a Roth IRA conversion in your future?
Q: A friend mentioned to me something about IRA conversion rules changing for 2010 and, honestly, I have no idea what she was talking...
A look at the Credit Card Act of 2009
Q: I’ve gotten myself into a bit of trouble with my credit cards over the past year. Now I owe a lot...
Flexible spending accounts — right for you?
Q: My company has recently changed its health-benefits plan and now offers a healthcare flexible-spending account. Is this something I should consider?...
Timing Social Security
Q: I’m a gay man in my 60s, and I’m considering my options for when to claim Social Security. I’m not sure...
Exiting your business: Is it about the economy?
Q: I’m a gay business owner in Phila-delphia. With the economy the way it is, I’m starting to think more and more...
Don’t be a target for fraud
Q: I’m a recently retired gay man. With everything I’m reading lately about fraud and other retired seniors losing their life savings...
Long-term-care insurance: Myth vs. reality
Q: My father recently passed away after a lengthy stay in a nursing home, which depleted practically all of his assets. It...
What to do with your 401 (k) after a layoff?
Q: I’ve recently been laid off from my job . .. I had been working there for nearly 15 years. Can you give...
IBA rollover extends to ’09
Q: I’m a 72-year-old gay man living in Philadelphia. I thought I read something about a newer law that allows me to...











